Truck Accidents Cause Real Damage in Pinellas Park and St. Pete
Truck accidents cause more property damage and injury to the body than car accidents in Pinellas Park and St. Petersburg due to their heavy loads and size of their vehicles. In fact, truck accidents in Florida are occurring more frequently. In the past decade, the nation as a whole has seen a 20% increase in truck accidents. The Motor Carrier Safety Progress Report found there were 65,118 truck and bus accidents in 2013 responsible for approximately 38,000 injuries and 2,000 fatalities.
What do all these facts and figures have to do with you? As a driver and passenger on the road, you need to be aware and extra diligent near larger vehicles to avoid serious injury or death. Or perhaps you drive a tractor trailer or other large vehicle for a living and want to learn how to avoid a major accident – the last thing you want to do is hurt someone on the road. Read on to learn some common causes of truck accidents and the treatment available after an accident.
Truck Accidents: Common Causes
Accidents involving larger vehicles are often more complex than traditional car accidents. Because of this, truck accidents are regulated and governed by a different set of federal law.
- Unsecured Cargo – When a driver is carrying a large load that has not been tied down appropriately, the result if the load comes loose out on the road can be devastating. Many deadly accidents have been caused by the failure to adequately secure cargo. Avoid driving near trucks carrying loads. Give them several car lengths of space. Call the police and report cargo that appears unsafe.
- Driver Fatigue – Truck drivers are required to take rest breaks while on long road trips. Falling asleep at the wheel or driving while fatigued puts other drivers and themselves at serious risk. If you see a large vehicle swerving or driving in an erratic way, call the police to have them checked out.
- Missing Truck Reflectors — A truck without the number of reflectors required by law poses a dangerous threat to others on the road. Though the vehicles are large and seem hard to miss, a driver can easily not see them during nighttime, sun glare, fog, torrential downpour, heavy snow, or other conditions.
- Truck Maintenance – A truck that does not operate properly can cause accidents. For example, if the brakes are not up to par or if there is a failure in the steering system. Truck drivers should ensure their truck is in prime shape before taking to the road.
- Truck Manufacturer – Occasionally, faulty manufacturing leads to car accidents, injury, or death. Investigators like police officers, attorneys, and other experts have ways to determine if this might be the case after an accident.
- Tire Care: Blowouts and Tread Separation — You’ve likely seen chunks of tires littering the road before. Those are left behind from large trucks after a blowout or thread separation. Often a surprise to drivers, if a truck driver is not alert, he or she may not react properly and cause an accident.
Truck Accident Treatment in Pinellas Park and St. Pete
“You should always seek treatment immediately after any truck or auto accident,” said Dr. Matthew Walters, a truck and car accident chiropractor in Pinellas Park with Gulf Coast Rehabilitation and Wellness Center.
“Truck accident injuries can be fairly serious given the sheer size and weight of a truck. The greater impact can cause whiplash, neck and back pain, and injury to the spine. You may experience headaches and chronic inflammation may develop or worsen in the months following the incident. We always recommend for folks to come on in and get checked out,” he said.
Dr. Walters’ clinic offers a wide range of treatment options for those with truck or car accident injuries as well as traditional spinal manipulation. Treatments available include:
- Traditional chiropractic care
- Laser Therapy
- Massage therapy
- Exercise and lifestyle counseling
Call to Schedule Chiropractic Care After a Truck Accident
The medical professionals at Gulf Coast Rehabilitation and Wellness Center have over 20 years experience treating injuries resulting from truck and car accidents in Pinellas Park and St. Pete. Their number one goal is to return you to a pain-free and healthy life through safe, natural, and effective treatment. With chiropractic care, the body is allowed to naturally heal itself to end your headaches, whiplash, or neck and back pain.
All consultations are risk free! For more information on treatment for your truck or car accident, please contact us. Dr. Matthew Walters and staff are happy to answer your questions.
Call (727) 541-2520 or visit http://gulfcoastrehab.us/ to discover how a truck and car accident chiropractor in St. Pete and Pinellas Park can help you.
Posted From: https://www.dolmanlaw.com/injection-therapy-following-car-accident/
Spine and back injuries are an exceptionally common result after someone has been involved in a motor vehicle accident. Clients often show up at our office in varying levels of pain after such accidents, hoping we can help them to get on the right track towards recovery. Sometimes their pain level improves over time; other times it progressively gets worse to the point that’s it’s a constant disturbance in their normal life.
Car accidents are so unexpected. But what my clients are often even more surprised about is just how debilitating back pain can be. In our experience as a law firm, these injured victims who are suffering from this kind of debilitating pain are desperately seeking a solution. Injection therapy could just be the answer. Although it does not work for all patients, in all cases, the patients who do see results are often very pleased with the pain-relief they experience.
More traditional diagnosis techniques, like an MRI, don’t always reveal the exact location of an injury or the exact source of pain. More recently, techniques have been developed that serve multiple purposes, two of which are to help locate the sources of the back pain, while simultaneously relieving pain. These two types of injections serve the same purpose but are used for different parts of the back. The general idea is to inject pain medication into an area; if the pain is gone, then the causal area has been determined.
Selective Nerve Root Blocks
Selective Nerve Root Blocks (SNRB) are used to help diagnose the exact location that is causing pain in a patient’s neck, while also helping to alleviate some of the actual pain. During an SNRB, the nerve is injected by guiding a needle through a small gap at the point where to vertebrae meet. This is called the foramen. [Read this article to learn more about the basic anatomy of the spine.]
Two medications are often used, either together or one at a time. The first of these medications is a steroid, an anti-inflammatory medication (usually cortisone) that reduced painful swelling. The second medication is a numbing agent called lidocaine which is used to reduce pain. In order to ensure the needle is guided into the correct spot, fluoroscopy (a form of live x-ray) is used to help guide the doctor.
The way in which this type of injection can be diagnostic is almost too simple—but extremely effective. Basically, if the patient’s pain goes away after the injection, it can be inferred that the pain generator is the specific nerve root that has just been targeted. The anti-inflammatory goes to work reducing the swelling and tension in the area, and the numbing agent instantly stops the pain. It’s similar to receiving a Novocain shot at the dentist. The results are instantaneous.
Because of this immediate result, a Selective Nerve Root Block can be a crucial factor in determining the source of pain when other techniques fail. In addition to the diagnostic function of SNRBs, they can actually provide a great source of therapeutic relief for lower back pain, radiating pain, pain from herniated discs, and neck pain.
The reason for nerve root pain in the neck and back is compression. When an injury or old age causes the vertebra to push down on a nearby spinal nerve root, it becomes pinched and inflamed. The result is a debilitating pain in the neck, back, or extremities.
This technique is also used to help patients more easily tolerate physical therapies. Often, the level of pain a person is experiencing can greatly reduce their ability to perform the exercises and stretches that will help them to get better. If the patient can have time without the debilitating pain, they can move along in therapy more quickly.
SNRB injections are more difficult to perform than the more standard epidural steroid injections, which is why they should be performed by an experienced physician. Since the injection site is next to the nerve root itself, it can occasionally cause pain in the area or nearby extremities to temporarily worsen.
Success rates vary depending on the primary diagnosis and whether or not injections are being used primarily for diagnosis. Immediately after the injection, patients often feel a noticeably lesser degree of pain or even no pain at all. However, this is only from the numbing agent which will wear off in a few hours. After that, the anti-inflammatory will take a few days to kick in. Once the cortisone starts working, the pain relieving effects last anywhere from a few weeks to many months. While there is currently no definitive research to clearly dictate the frequency of SNRBs, it is considered reasonable to limit the injection to three times annually.
Facet Joint Blocks
The facet joints are responsible for allowing your back to be flexible, enabling you to bend and twist. Nerves branch off from your spinal cord through these joints on their way to other parts of your body. The facet joints can become painful due to arthritis of the spine, repeated stress to the area, or from a back injury.
When the facet joint itself is the generator of the patient’s back pain, a facet joint block injection can be utilized to alleviate the pain. Similar to SNRBs, facet block injections can be both a diagnostic tool and an alleviator of pain. Just like the nerve block injections, facet joint blocks can isolate and confirm the specific source of back pain too. They also work to numb the source of pain and soothe the inflammation for the patient.
The procedure is nearly identical to that of the SNRB. In a facet block procedure, physicians use fluoroscopy to guide the needle into the facet joint capsule itself. At this point, they inject the numbing agent lidocaine and/or a steroid, likely cortisone, as an anti-inflammatory agent. If the patient’s pain ends after the injection, it can be inferred that the pain generator was indeed the specific facet joint capsule that was injected. There are very few risks associated with this technique.
Dolman Law Group
If you or a loved one has neck, back, or extremity pain that cannot be soothed, you should consider having therapeutic injections. If this procedure is right for you, it will be recommended by an experienced physician. Likewise, if you are unaware of the cause of your nerve or joint pain, you should consider one of the injections above.
Dolman Law Group works with our clients to ensure that they recover completely: physically, emotionally, and financially. If you or a loved one has been injured as a result of a car accident, and now you have neck or back pain, you should seek medical treatment right away. After you have secured health care, be sure to contact an experienced attorney at Dolman Law Group. You can call us at 727-451-6900 or send us an email through our contact page.
Dolman Law Group
800 North Belcher Road
Clearwater, FL 33765
The post Injection Therapy Following a Car Accident appeared first on Dolman Law Group.
Posted From: http://gulfcoastrehab.us/blog/b_67231_car_accident_how_these_6_chiropractic_therapies_can_help.html
Car Accident? How These 6 Chiropractic Therapies Can Help
When you think about a chiropractor, the first thing that likely comes to mind is spinal adjustments, or the sound and feeling of your spine cracking and popping by their hand. But chiropractic care is more than just spinal manipulations and is extremely beneficial to your body after a car accident in Pinellas Park.
Your spine suffers trauma in a car accident, even during minor fender-benders. Chiropractors use all sorts of methods to treat neck and back injuries. The primary method of treatment is spinal manipulations and adjustments, however, these 6 other chiropractic therapies also help speed your recovery and reduce back and neck pain after a car accident. Here is a brief description of some of the most common:
1. Lifestyle Counseling
A chiropractor practices integrative medicine – treating the whole person and not just the injury. They believe wellbeing goes beyond the absence of pain or disease. How you live your life greatly affects your long-term health as studies have shown over and over. Small unhealthy choices add up over time leading to big health issues.
For example, diet counseling and medical weight loss are well within the chiropractors’ realm. They receive specific training in the area of diet and nutritional counseling. A number of serious illnesses and diseases like chronic back and neck pain, cancer, heart disease, stroke, and diabetes are due to poor diet and nutritional imbalances. A well-trained chiropractor can design a nutritional program for your individual needs to help you reach optimal health following your auto accident, and reduce your risk of developing a serious health condition.
A chiropractor may counsel you on a number of lifestyle choices for the benefit of your health:
- Diet and nutrition
- Proper lifting techniques
- Over consumption of alcohol
- Too much medication
- Regular exercise
- Stress, especially in excess
2. Physical Therapy Modalities
- Muscle Stimulation – Light electrical pulses are transmitted through electrodes placed on the skin. This form of therapy is used for pain relief, to reduce inflammation, treat muscle spasms, or reduce muscle atrophy. Some types of electrical stimulation perform a combination of such effects.
- TENS – A Transcutaneous Electric Nerve Stimulation or TENS unit is a small machine used at home or in office as a means to control pain. It works by using electric currents at various strengths.
- Ice and Heat – Ice and heat are an age old method of treatment for painful conditions. Ice therapy and cold packs reduce inflammation and swelling. Heat therapy relaxes muscles and increases circulation for chronic cases. A chiropractor may utilize both depending on the injury.
3. Soft Tissue Therapy
Hands-on, soft tissue therapies improve the function of soft tissues like ligaments, muscles, joint capsules, and tendons.
4. Therapeutic Exercise
Studies show that people who participate in an exercise treatment plan following a car accident recover faster than those who do not. A good chiropractor prescribes strengthening exercises for their patients who have been involved in an auto accident, depending on their injury. Such forms of therapeutic exercises reduce pain; prevent muscle deterioration; keep joints healthy; increase stability, strength, and range of motion; and protect against recurring an injury or sustaining a new one.
Stretching after an injury like those sustained in a car accident prevents scar tissue from forming. Maintaining a regular stretching program keeps tissues flexible, adds mobility, and protects your body from new injuries. An experienced chiropractor will instruct you on how to stretch properly, and can even provide supervision to get you started.
Traction devices or methods are applied to distract or gently pull apart the vertebra to release compression of the nerves.
Call an Experienced Chiropractor
Always seek medical treatment right away after a car accident, regardless of whether your neck or back hurt. A qualified chiropractor will safely rule out any serious injury, while also using a variety of modalities to help the body heal itself along with manipulation so that you don’t experience a worsening injury later.
The medical professionals at Gulf Coast Rehabilitation and Wellness Center have over 40 years’ experience treating car accident injuries including neck and back pain. Their number one goal is to return you to a pain-free and healthy life. Call (727) 541-2520 or visit http://gulfcoastrehab.us/ to discover how chiropractic care, medical weight loss, or other therapies available in Pinellas Park can help with your car accident injuries.
Posted From: http://gulfcoastrehab.us/blog/b_66951_car_accidents_happen_daily_in_pinellas_park_and_st_pete.html
Did you know that in your corner of the world, car accidents are occurring daily causing a range of injuries, property damage, and sometimes even death? Unfortunately, this means car accidents are a primary public safety issue, supported by statistics and research provided by the National Highway Traffic Safety Administration. It is a wonder so many accidents and injuries still occur despite modern improvements to roads, traffic laws, and car and truck safety features. So regardless of how safely you navigate the roads, your chances of getting in a car wreck in Pinellas Park and St. Pete are fairly high.
No matter what you drive – truck, car, SUV, motorcycle, or bicycle – you or your loved ones could acquire serious injuries from a car wreck. The neck and back are especially at risk for injury as one of the most sensitive parts of the human body profoundly affected by the impact of an auto accident.
If You Are Involved in a Car Wreck
No one leaves their home with the expectation of getting in a traffic accident. The best way to prepare for what might happen is to study the following tips. This way when a car accident does occur, you will know how to handle the situation:
- Stay calm and keep breathing. This will allow you to think clearly about what you need to do. You will be of little or no help to the first responders or other injured people on the scene if you allow yourself to get worked up, not to mention the stress could worsen your condition if injured.
- Call 911 or your local police department.
- Do not leave the scene of the accident at any time for any reason until a police officer gives you permission.
- Check in on the other people who were also involved in the car wreck to see if they require medical attention.
- Ensure you and the other driver(s) exchange insurance and contact information. Also gather the contact information of any witnesses to the accident. They may need to provide a statement later.
- Using your cell phone or a disposable camera you keep in your glove compartment, take photos of:
- Your car
- Other cars involved
- All vehicle damage
- A wide angle of the entire scene
- Any objects or things that may have been contributing factors, like road signs, traffic lights, skid marks, wet roads, etc.
- Your injuries and everyone else’s
- Arrests if the police end up handcuffing anyone on the scene of the accident for any reason
- Call your insurance company.
- Seek immediate medical attention with a qualified chiropractor or other medical professional to document your injuries on the day of the accident and to investigate whether you will need additional treatment.
- Keep a written log in the notes on your cell phone, in a notepad, or on your computer of your symptoms and all the details of the accident you can remember including the date and time, weather condition, your observation of how the other drivers involved behaved after the accident – every detail you can remember. No detail is too small to note.
After the day of your car accident, there will be much to do. You will need to continue your medical treatment, deal with insurance companies contacting you about the accident, handle car repairs, request the police report, and rent a car – it’s all a huge hassle, especially if you require extensive medical treatment. One way to avoid the hassle is to hire a personal injury attorney experienced in dealing with car accident victims. Your attorney’s office will then handle the stress while you focus on getting better.
Treating Car Accident Injuries
Through Gulf Coast Rehabilitation and Wellness Center, you can actually kill two birds with one stone. The medical staff at Gulf Coast Rehabilitation and Wellness Center specialize in treating car accident injuries and can also discuss with you which attorneys in the Pinellas Park and St. Pete area are best equipped to handle car wreck cases like yours. With over 40 years’ experience treating both drivers and passengers, we have the experience treating car accident injuries while also respecting the needs of your claim.
Call Today for Treatment
Call (727) 541-2520 or visit http://gulfcoastrehab.us/ to discover how chiropractic care in Pinellas Park and St. Pete can help with your car accident injury and to learn more about our services.
Legal Disclaimer: Please note 1-800-SOS-PAIN and Gulf Coast Rehabilitation & Wellness Center are not legal referral services, and provide medical services only. 1-800-SOS-PAIN and Gulf Coast Rehabilitation & Wellness Center are not responsible for the outcome of your legal case, nor any relationship you may have with an attorney for any reason.
Posted From: http://gulfcoastrehab.us/blog/b_66973_everything_you_need_to_know_about_whiplash_and_car_accidents.html
Everything You Need to Know about Whiplash and Car Accidents
Did you know whiplash occurs in phases? We will get to that in a minute. First, let’s define whiplash. The sudden movement of the head by force resulting in damage to neck muscles, ligaments, and connective tissues is whiplash. This kind of neck injury can occur with back and forth motions or sideways, like if your vehicle is T-boned.
Four Phases of Whiplash
Now let’s discuss the mechanics of whiplash and the phases of the injury. Whiplash most often occurs during a rear-end collision. In less than one-half of a second, your body is thrown forward and then pulled back with intense speed and force. All four phases of whiplash occur in this small increment of time.
There is a different force acting on your body at each of the phases of whiplash. Each contributes to the injury.
In phase one, your car is pushed out from under you during a rear-end impact. This causes your mid-back to flatten against your seat, resulting in the compression of the discs and joints in your cervical spine (neck). Your seat back then pushes your torso forward while your head moves backward acting as opposing forces on your neck. The head restraint on your seat can limit the distance your head travels if it is in the proper position, and reduce injury up to 20 percent. Alas, much of the injury will have already occurred before your head ever touches the head restraint.
In phase two, your torso has accelerated as far out as possible. Your head continues to move rearward forcing your neck into an abnormal S-curve. Your seat back recoils forward, springing the torso onward, resulting in a shearing force of the cervical spine causing much damage to the neck. Bones, discs, joints, and nerves are now injured.
It is during phase three that your torso descends back down in your seat. Your head is now in its peak acceleration movement forward. Your car is now slowing down.
In phase four, the seat belt halts your torso. Your head continues moving forward resulting in a forceful bending motion of your cervical spine causing strain to ligaments and muscles along with torn fibers in discs, and unnatural positions of the vertebrae. Additionally, the spinal cord and nerve roots are stretched and irritated. Your brain may even hit the inside of the skull.
Whiplash injuries manifest in a wide variety of ways and combinations, and may include neck pain, disc herniation, muscle and ligament damage, loss of range of motion, back pain, fatigue, headaches, cognitive changes, mild to moderate brain injury, and dizziness.
Neck Pain Recovery
Mild whiplash injuries heal well under a year with the proper care of a chiropractor. For 20 percent of people who suffer whiplash, their injuries will continue to cause pain, loss of range of motion, and weakness long after their car accident.
All is not lost. A skilled health care professional like an experienced chiropractor successfully treats a unique and complex condition like whiplash. Chiropractors combine spinal manipulations with other therapies like massage and exercise rehabilitation to achieve results and relief from neck and back pain. Patients who see the quickest recovery also follow the home care routine and activity restrictions set by their chiropractors.
Call Today for Neck Treatment
Gulf Coast Rehabilitation and Wellness Center has over 40 years’ experience treating whiplash and injuries sustained from car accidents, sports and work injuries, slips and falls, or other traumatic incidents. Our experienced medical professionals offer a risk free consultation and complete medical examination.
In addition, through Gulf Coast Rehabilitation and Wellness Center, you may learn which attorneys in the Pinellas Park area are best equipped to handle car wreck cases like yours while also receiving treatment for your injuries
Call (727) 541-2520 or visit http://gulfcoastrehab.us/ to discover how chiropractic care in Pinellas Park can help with your whiplash or other car accident neck pain injuries.
Legal Disclaimer: Please note 1-800-SOS-PAIN and Gulf Coast Rehabilitation & Wellness Center are not legal referral services, and provide medical services only. 1-800-SOS-PAIN and Gulf Coast Rehabilitation & Wellness Center are not responsible for the outcome of your legal case, nor any relationship you may have with an attorney for any reason.
Posted From: https://www.dolmanlaw.com/trucking-accidents-need-know-stay-safe/
Frequency and Seriousness of Trucking Accidents
Trucking accidents are something that everyone on the road fears – drivers and passengers alike. Often times, we see and hear about the fatalities caused by or involving large trucks. The Federal Motor Carrier Safety Administration1 publishes an annual publication edition called the “Large Truck and Bus Crash Facts.” According to this report, in 2012, 3,802 large trucks were involved in fatal crashes, a 5 percent increase from 2011. Large truck and bus fatalities per 100 million vehicle miles traveled by all motor vehicles increased by 3 percent. Other analysis showed that over that year, the number of large trucks involved in fatal crashes increased by 5 percent and the vehicle involvement rate for large trucks in fatal crashes increased by 4 percent. Additionally, the number of large trucks involved in injury crashes increased by 22 percent and the vehicle involvement rate for large trucks in injury crashes also increased by 22 percent. As the data shows, large trucks accidents occur very frequently and are not decreasing.
The National Highway Safety Administration (NHTSA)2 also publishes statistics on the number of injuries and fatalities resulting from large truck accidents. In a report titled “Traffic Safety Facts,” the NHTSA analyzed data from 1998 to 2008. It found that during this time frame, of the fatalities that resulted from crashes involving large trucks, 74 percent were occupants of another vehicle, 10 percent were non-occupants, and 16 percent were occupants of a large truck. Furthermore, of the people who were injured in crashes involving large trucks, 71 percent were occupants of another vehicle, 3 percent were non-occupants, and 26 percent were occupants of a large truck. The numbers are alarming and staggering, especially since fatalities and injuries tend to injure occupants of other vehicles.
The United States Department of Transportation’s Federal Highway Administration’s division3 (FHWA) suggests that decrease truck-involved fatal crashes requires overall improvement in truck safety and enhancing truck car drivers’ behavior and performance.
Best ways to avoid trucking accidents
Education is key when it comes to preventing any sort of accident, especially ones involving semi-trucks. There are certain precautions that should be taken by all drivers. For example, the most important point is that the truck’s blind spots must be avoided at all times. Trucks have larger blind spots than regular vehicles. A truck’s blind spots are on both sides where passenger vehicles typically pass and they extend far beyond the right and left lanes. Two other blind spots, or no-zones, exist in the rear and in the front of the truck. Driving in the truck’s no-zones can be fatal to all parties on the road and extreme precaution should be taken when driving in those zones. One way to prevent driving in those no-zones is to avoid tailgating, keeping the truck’s rear-view mirrors in sight at all times, giving plenty of space when driving in front and the back of the truck and especially passing one with extreme care.
Another way to prevent accidents involving semi-trucks is to remember that big trucks cannot maneuver quickly and that they take a much longer time to stop due to their size. If drivers find themselves around a semi-truck and they need to pass one or drive next to one, they need to be mindful of the truck’s slow braking speed.
Finally, all these guidelines should be remembered and exercised when driving in adverse weather conditions. When there is rain, snow or fog on the road, cars should give the truck more room by either speeding up or slowing down.
Call Our Experienced Truck Accident Attorneys at our St. Petersburg, Florida office today
If you have been involved in an accident with a semi-truck, our attorneys at the Dolman Law Group can guide you through this process of evaluating your personal injury claim every step of the way. Please call our St. Petersburg office at 727-222-6922 for a free consultation today.
DOLMAN LAW GROUP – ST. PETERSBURG OFFICE
1663 1st Ave S.
St. Petersburg, FL 33712
The post Trucking Accidents – All you need to know to stay safe appeared first on Dolman Law Group.
Posted From: http://www.sheldonroadchiropractic.com/blog/post/do-i-really-need-too-treat-with-a-physician-within-14-days-of-my-car-accident.html
Do I Really Need Too Treat With A Physician Within 14 Days Of My Car Accident?
In 1972 the Florida legislature passed the personal injury protection law (PIP) to protect consumer’s health regardless of who was at fault in a motor vehicle accident. The legislature mandated that a driver’s own insurance company provide coverage of up to $10,000 dollars to pay for the patient’s medical costs. This system had been in place protecting Florida drivers for decades but recently, in 2013, the Governor and legislature passed a new law that changed how the original PIP statute would protect consumers injured in an accident. This new version of the PIP law was controversial because it removed some of the protections and freedom that Florida drivers had in the original law.
What are the changes to Florida’s no fault statute and what do they mean for you and me?
One very important change places a time limit on how much time can pass before you have to see a doctor for medical care after an accident. In fact the clock starts ticking on the day of your accident and if you have not been seen by a doctor by the time 14 days have passed you are no longer eligible to do so. In fact since this law has been in effect I have seen a number patients who for one reason or another waited too long to come into our office and were thereby denied coverage by their auto insurance company. In some cases the patients “thought the pain would go away” or tried to “tough it out” only to realize later that the pain they were experiencing was not going away without treatment. In other cases patients had been called away on business or due to family emergencies and had to put off their own care to care for others, regardless of the circumstances though once that 14 day window closes you are out of luck and must pay out of pocket for your care.
What do I need to do make sure that my insurance company covers my medical bills?
The first step is to get in to see a doctor as soon as possible and definitely before the 14 day elimination period ends. In our office you would undergo a physical examination and x-rays meant to screen for injuries common after an accident. Even in cases where the accident was just a “fender bender” it’s important for you or your family members to get checked because many times the onset of symptoms can be delayed. I have personally seen patients who suffered significant long term injuries to their spine such as disc herniations or ligament injuries who just thought that the soreness they were experiencing would fade away like the soreness after a strenuous workout.
Why Chiropractic care?
Except for cases that are life threatening and require an immediate trip to the emergency room, Chiropractic physicians are one of the first professionals to seek out after an accident. That’s because the spine, especially the neck and lower back, is extremely susceptible to trauma during a car accident.
Because the body moves forcefully and rapidly during an accident, the soft tissue that supports and stabilizes the spine such as the spinal discs and ligaments can get stretched and torn, in addition to these injuries the spinal nerves that exit the spine can become pinched and irritated resulting in pain and sometimes numbness and tingling into the arms and legs. Due to this, Chiropractors, who specialize in recognizing, and treating injuries to the spine are well positioned to care for patients with these types of injuries.
At Sheldon Road Chiropractic & Massage Therapy we combine traditional chiropractic care to re-align the spine with treatments designed to relax the muscles and reduce inflammation. Additionally, we utilize cutting edge treatments such as our Class 4 laser therapy to assist the rapid healing of damaged tissue and spinal decompression therapy to treat bulging or herniated discs.
Our office is dedicated to providing you and your family the best possible treatment after a car accident as well as work closely with other specialists so that you can recover quickly and comfortably and get back to doing the things you love.
Getting into a car accident is never a good thing but if you are injured in an accident please do not wait to call us, even if you were at fault. The doctors and staff at Sheldon Road Chiropractic & Massage Therapy have the experience and skill to help restore your health and give you peace of mind.
Posted From: https://www.dolmanlaw.com/will-pip-insurance-cover-losses-seriously-injured-accident/
After the shock and confusion that often accompanies involvement in a serious car accident begins to wear off, your thoughts may turn to obtaining compensation for your losses. If you are seriously injured in a traffic crash, your economic losses may go far beyond damage to your vehicle. You may be dealing with medical expenses well into tens of thousands of dollars and a significant amount of lost income.
In many cases, the protection offered to consumers by Florida’s no-fault Personal Injury Protection (PIP) insurance system is simply not enough. In addition, because PIP coverage does not provide victims with compensation for non-economic losses like loss of quality of life or physical and emotional pain and suffering, it is important for victims to explore all of their legal options after being injured in an accident.
What is PIP Coverage?
PIP coverage is a type of no-fault insurance that provides accident victims with benefits if they are involved in an accident, regardless of whether they were at fault for the crash. In return for guaranteed coverage, drivers give up the right to sue other drivers for their losses, except in certain cases. PIP coverage provides drivers with $2,500 in benefits for their injuries unless they have an “Emergency Medical Condition” (EMC), in which case they will be eligible for $10,000 in benefits.
What Kinds of Injuries Could Entitle Victims to Recover Beyond the PIP Policy?
Not surprisingly, many insurance disputes revolve around whether an accident victim’s injuries qualified as an emergency medical condition. More important, however, is what you can do to cover your losses in the event that your medical expenses and other losses that are in excess of $10,000. After all, if you require hospitalization or emergency surgery after a motor vehicle accident, your ills could very easily be into the hundreds of thousands of dollars. Furthermore, if you develop a long-term disability because of your injuries, it could literally result in millions of dollars of medical expenses throughout your lifetime.
So, are accident victims with losses in excess of $10,000 simply out of luck? Thankfully, no. Under Florida law,1 car accident victims can bring a personal injury action in the event that their injuries involve one of the following:
- Significant and permanent loss of an important bodily function
- Significant and permanent scarring or disfigurement
- Permanent injury within a reasonable degree of probability, other than scarring or disfigurement
Because of this aspect of the law, your injuries need to be sufficiently severe in order to be able to even file a claim in the first place. If they are, however, you can recover significantly more compensation that you would have been able to recover through PIP, so it is always a good idea to speak with an attorney to determine whether filing a personal injury lawsuit is an option. Some of the injuries that may entitle you to file a claim include the following:
|· Traumatic brain injury
· Spinal cord injury
· Broken bones
|· Soft tissue injuries2
· Crush injuries
· Nerve damage
· Internal injuries
Do You Need an Attorney?
If you think you may be entitled to compensation beyond PIP coverage, it is critical to talk to an attorney as soon as you can. The kinds of injuries or conditions that entitle you to file a lawsuit are not clearly defined by law, which means that the assistance of an experienced attorney can have a significant impact on the way your case is resolved. Because the damages in a personal injury lawsuit can be several times the benefits you could recover through PIP, it is always advisable to explore whether you have the option of filing one.
Call a Clearwater PIP Attorney Today to Discuss Your Options
If you have been seriously injured in an accident, it is very likely that you will very quickly reach the policy limits of your PIP coverage. For this reason, it is very important to make sure that you explore all of your legal options by talking to a skilled Clearwater personal injury protection attorney as soon as you can after you are involved in a motor vehicle accident. At the Dolman Law Group, we are committed to representing the legal rights of people that have been injured in an accident as strive to get each client we represent the maximum amount of compensation possible. To schedule a free consultation with one of our lawyers, call our office today at 727-451-6900 or send us an email through our online contact form.
Dolman Law Group
800 North Belcher Road
Clearwater, FL 33765
The post Will My PIP Insurance Cover My Losses If I Am Seriously Injured In An Accident? appeared first on Dolman Law Group.
Posted From: https://www.dolmanlaw.com/faqs-pip-insurance-florida/
Florida is one of the several states across the country that requires its drivers to maintain mandatory minimum insurance coverage for purposes of covering personal injury in the event of an action. Personal Injury Protection, better known as PIP, is Florida’s minimum no-fault insurance law.
What is PIP?
Under Florida’s PIP law, Florida drivers are required to maintain a personal injury policy that provides up to $10,000 of immediate medical coverage should the driver be injured in an accident.1 As stated earlier, the driver should receive compensation from PIP regardless of fault.
Who is Covered under PIP?
PIP is mandatory for all individuals who own and operate an automobile. Failing to maintain adequate PIP insurance is grounds for license suspension as well as additional fines for purposes of reinstatement. It is important to remember that suspension will affect an individual driver’s license, tags, and registration.
So long as the PIP is current and paid for, it will cover the owner of the automobile. Moreover, PIP insurance extends beyond the driver, covering children, members of the driver’s household, and certain passengers who lack PIP Insurance as long as they do not own a vehicle.2 A child who is injured on a school bus will be covered as will be a driver or household member involved in a cycling accident. It is important to note that non-family passengers who own a vehicle will be covered under their own PIP policy.
Does PIP Automatically Guarantee Me $10,000 of Medical Coverage?
Florida’s law regarding PIP insurance requires that drivers maintain a minimum of $10,000 for immediate medical coverage. Since insurance reimbursement is of the utmost importance at the time of an accident, it is not surprising that those involved in an accident want to know the amount of money to which they are entitled.
PIP coverage is itself a complex concept. Although a policyholder is entitled to up to $10,000 in coverage, he or she may not receive the full amount. For the most part, a policyholder will only receive the $10,000 if certain conditions are met, the most important being that the injuries sustained from the automobile accident are considered an emergency medical condition.
In order to receive any emergency medical coverage, the injured insured must seek qualifying initial medical treatment within 14 days of the injury-causing accident. Failing to do so can bar the injured from being reimbursed. If the insured receives qualified initial medical treatment, he or she will be eligible for a minimum of $2,500 in coverage. Upon a determination that the injured has sustained an emergency medical condition, he or she may be entitled to receive the full $10,000 in insurance coverage.
What Medical Services are Acceptable for Purposes of PIP?
Under the PIP statute, initial care and services provided within the first 14 days, after the accident, can be provided by an M.D., D.O., D.C., dentist, hospital, facility owned by a hospital, and emergency medical personnel. This list, despite the common misconception, also includes medical treatment administered by a chiropractor. It does not, however, include those services provided by a masseuse or an acupuncturist.
What Happens if My Losses Exceed My PIP Coverage?
PIP provides up to $10,000 dollars in medical coverage. It is no surprise for individuals to find that their PIP insurance money, even if they are the recipients of all $10,000, will be used quickly as most emergency medical conditions can cost in excess of $10,000.
Whenever an individual’s losses are in excess of $10,000, he or she has additional alternatives to recover damages. The most practical alternative is for insured to carry insurance policies in addition to the mandated PIP. Additional insurance coverage can help provide additional support for those expenses incurred in excess of the PIP, whether or not the entire $10,000 is awarded.
Injured parties may also use the courts in order to recover losses. Litigation offers injured parties the opportunity to use legal means in order to recover damages incurred. Additionally, Florida laws allow for the recovery of other damages such as pain and suffering that are designed to help compensate for the pain, stress, and trauma the injured party has undergone.
Do You Have Questions Regarding PIP? Contact the Dolman Law Group Today
Florida’s mandatory PIP coverage can be confusing and leave drivers with a headache. Understanding PIP coverage and its applicability to your accident are crucial. At the Dolman Law Group in Clearwater, Florida, our auto accident attorneys strive to provide you with a greater understanding of PIP coverage as well as to provide you with the legal advice necessary to ensure that you can receive just compensation. Call us today at 727-451-6900 for a free consultation.
Dolman Law Group
800 North Belcher Road
Clearwater, FL 33765
The post FAQs on PIP Insurance in Florida appeared first on Dolman Law Group.
Posted From: http://gulfcoastrehab.us/blog/b_70251_in_pinellas_park_and_st_pete_you_have_14_days_to_seek_treatment_seriously.html
In Pinellas Park and St. Pete, You Have 14 Days to Seek Treatment… Seriously!
As a Floridian, you should be aware that state law requires you to carry personal injury protection (PIP or no fault) coverage as part of your auto insurance policy in Pinellas Park and St. Pete. This means that if you purchase mandatory coverage, your insurance will pay for 80% of the first $10,000 of your medical bills if you suffer from an emergency medical condition in a car accident, and $2,500 if you do not.
Insurance Tip: Mandatory coverage under the law also covers damage to property like if you hit another vehicle. Mandatory coverage does not cover bodily damage to the other driver if you do not purchase bodily liability in your insurance policy.
However, the law was recently tweaked and now has a major new stipulation. Florida residents only have 14 days to seek treatment following a car accident. This is referred to as “the 14 day rule,” and is unique to the state of Florida.
What treatment counts as initial treatment?
The 14 day rule applies to initial treatment only. Initial treatment is the first medical professional who evaluates you for your car accident injuries following an auto accident. The law specifies which medical professionals count as initial treaters:
- Chiropractors (DC)
- Medical Doctors (MD)
- Doctor of Osteopathy (DO)
- Emergency Transports (EMT)
- Walk-in Clinics
This means that if you treat with a physical therapist, massage therapist, or other medical professional not listed above for your initial treatment during the 14 days following your car accident, then the insurance would not be required to cover the medical bills for treatment needed as a result of the car accident.
Insurance Tip: If you do not seek medical treatment within the 14 day window following your car accident, you will forfeit use of the motorist’s PIP coverage. Insurance companies are no longer required by law to cover the medical expenses of those who wait to get treated, even if symptoms manifest after 14 days.
How does the law define what is and is not an emergency medical condition (EMC)?
The statute regarding EMC is vague and often frustrating, but the impact is huge. Your treating medical professional will opine whether you have suffered an EMC. If they decide you have, you will receive up to $10,000 in PIP benefits. If they decide you have not, you will recover $2,500 in PIP benefits. The initial treating medical professional does not have to make this decision nor does it need to be made within the 14 days following the accident. In fact, the decision can be rendered at any time following the accident.
Who may opine an EMC?
Medical doctors, DO, PA, and advanced registered nurse practitioners may all render an EMC for you. What is important to note is that a chiropractor cannot. A chiropractor may state their patient has not suffered an EMC, but again, cannot affirm an EMC is present.
This part of the law is confusing to many, as it doesn’t really make sense, and was enacted about a minute prior to resetting the law. A challenge to this rule is before the appellate courts in hopes of enacting change.
In a Car Accident? Call Today
Call immediately to schedule chiropractic care in St. Pete and Pinellas Park if you have been involved in a car accident. A chiropractor will develop a treatment plan if necessary based upon varying factors of your current state of health, including whether you have been involved in a car accident, work injury, slip and fall, sports injury, or other incident.
Dr. Kevin Lee and the other medical professionals at Gulf Coast Rehabilitation and Wellness Center offer a wide range of services and treatment modalities including spinal manipulation and massage therapy by a certified massage therapist. Call (727) 541-2520 or visit http://gulfcoastrehab.us/ to schedule your free consultation for chiropractic care in St. Pete and Pinellas Park.
Legal Disclaimer: Please note 1-800-SOS-PAIN and Gulf Coast Rehabilitation & Wellness Center are not legal referral services and provide medical services only. 1-800-SOS-PAIN and Gulf Coast Rehabilitation & Wellness Center are not responsible for the outcome of your legal case, nor any relationship you may have with an attorney for any reason.