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Sprains and Strains can Affect Your Life

Sprains and Strains can Affect Your Life

https://www.dolmanlaw.com/sprains-strains-can-affect-life/

Sprains and strains are often considered to be “minor injuries.” They are anything but. Most sprains and strains can result in a significant amount of pain. The severity of some injuries may even require medication, physical therapy, or even medical procedures. Sprains and strains can create significant complications.

Sprains and Strains are the Most Common Work-Related Injury

Strains and sprains are quite common. In fact, according to a recent Bureau of Labor Statistics report,1 strains and sprains remain as the number one cause of all work-related incidents, accounting for nearly 31 percent of work-related injuries. For employees, strains and sprains can mean time away from work. For hourly workers, the lack of work can mean that there will be no money coming in. For small business owners, employees who suffer from strains and sprains may require time off. This can result in being understaffed or even unable to open.

Understanding one’s injury is critical to identifying potential medical and legal remedies. Both sprains and strains are considered to be “soft tissue injuries.”2 A sprain occurs whenever a ligament is either overextended or torn as a result of stress. The most common sprains are sprained wrists and sprained ankles. Although these sprains often occur during sports and exercise, they may occur at any time. Strains are similar to sprains but affect muscles or tendons.

Sprains and Strains are Capable of Causing Lifelong Medical Problems

Sprains and Strains can create lifelong complications. Doctors have concluded that these types of injuries can be considered permanent injuries. While they may become less painful with proper treatment and time, they will never completely go away. In fact, these injuries may be aggravated by minor movements. Further problems can arise whenever sprains and strains are neglected. Neglected injuries often become serious, chronic injuries.

Examples of Ways Sprains and Strains can Affect Your Life:

Recurring Pain. Many sprains and strains can be remedied with time and care. However, these injuries can cause nagging pain that doesn’t seem to go away.

Loss of Enjoyment of Life. The pain from an injury may keep you from being able to engage in some of your favorite activity. Lower body sprains may keep one from exercising, dancing, or even walking without a cane.

Ongoing Medical Care. Lingering injuries may require physical therapy, assistance such as a cane or brace, or even having to regularly take medicine to quell the pain.

Recovering Damages

If you have suffered a strain or a sprain, you may be entitled to recovering compensation by filing a workers’ compensation claim or filing a lawsuit against a third party. If your accident was the result of the negligence of someone other than your employer, you may be entitled to damages for your medical expenses, lost income, loss of quality of life, and physical and emotional pain and suffering.

Contact a St. Petersburg Personal Injury Attorney Today

If you or a loved one has suffered a sprain or strain as a result of another person’s negligence, you need an experienced, aggressive attorney. The attorneys at the Dolman Law Group have the experience and wherewithal to get you the maximum recovery. To schedule a free consultation, call us today at 727-222-6922 or contact us online.

Dolman Law Group
1663 1st Ave S.
St. Petersburg, FL 33712
(727) 222-6922

https://www.dolmanlaw.com/st-petersburg-personal-injury-attorney/

1 https://www.bls.gov/news.release/pdf/osh2.pdf

2 http://orthoinfo.aaos.org/topic.cfm?topic=a00111

The post Sprains and Strains can Affect Your Life appeared first on Dolman Law Group.

Risk Factors for Spinal Degeneration

http://www.chironexus.net/2015/11/risk-factors-for-spinal-degeneration/

chiro-disc-degenerationAs we age, the discs in our spine start to naturally break down due to normal, everyday living . This is commonly referred to as disc degeneration and can result in pain in the neck and/or back area–pain that is felt by almost half of the population 40 years of age or older . For those over 80, this rate doubles to a whopping 80 percent, which makes understanding what factors promote this particular condition critical to raising the quality of life as we enter our later years. Fortunately, recent research provides some very important information in this area.

Disc Degeneration Risk Factors Revealed In Recent Study

On November 9, 2015, a study conducted by health experts from Mie University Graduate School of Medicine in Japan, Osaka University (also in Japan), and Rush University Medical Center in Chicago, Illinois was published in BMC Musculoskeletal Disorders. In this research, these experts followed 197 individuals living in Miyagawa, Japan who were over the age of 65 for a 10-year period, measuring their disc height at two year intervals to determine what factors, if any, contributed to their spinal discs degenerating at a faster rate.

What they discovered was that, over the time span of the study, the participants’ disc height gradually reduced an average of 5.8 percent, with roughly 55 percent experiencing degeneration in one or two of their discs. Furthermore, there were three factors that they identified that increased the likelihood of disc degeneration. They were: 1) being female, 2) having radiographic knee osteoarthritis, and 3) the presence of low back pain when the study began.

Based on these results, women should take extra care to protect the discs in their spinal column, potentially saving themselves from experiencing neck or back pain later in life. Some options for doing this include maintaining a healthy weight, avoiding repeated lifting of heavy objects, and not smoking as studies have found that smokers tend to experience disc degeneration at greater rates than non-smokers . Chiropractic can help with the other two factors.

For instance, in one study published in The Journal of the Canadian Chiropractic Association, researchers looked at 43 different individuals between the ages of 47 and 70 who were experiencing osteoarthritic knee pain. Some participants received treatment three times a week for two weeks and others served as a control. The subjects who engaged in treatment reported more positive results than those who did not, citing that, after the treatments they experienced fewer osteoarthritic symptoms, had greater knee mobility, and felt that it was easier to “perform general activities.” And this was after just two weeks of care.

Chiropractic can also help lower back pain, further reducing the likelihood that your discs will degenerate at a faster rate when you age. That makes this specific remedy beneficial both now and well into the future–ultimately raising your quality of life.

  • Akeda K, Yamada T, Inoue N, et al. Risk factors for lumbar intervertebral disc height narrowing: a population-based longitudinal study in the elderly. BMC Musculoskeletal Disorders 2015;16(1):344.
  • Fogelholm RR, Alho AV. Smoking and intervertebral disc degeneration. Medical Hypotheses; 56(4):537-9.
  • Pollard H, Ward G, Hoskins W, Hardy K. The effect of a manual therapy knee protocol on osteoarthritic knee pain: a randomised controlled trial. Journal of the Canadian Chiropractic Associations 2008;52(4):229-42.

 

Chiropractic Can Help Improve Quality of Life for Seniors

http://www.chironexus.net/2015/12/chiropractic-can-help-improve-quality-of-life-for-seniors/

Chiropractic great for senior citizensThe late Baseball Hall of Famer Casey Stengel once said, “The trick is growing up without growing old.” If you’re over the age of 65 (which roughly 13 percent of the United States population is), you’ve likely pondered this same notion at least once in your life as newly released information published by PLOS One reveals that this particular age group has many complaints when it comes to the aging process.

In this study, 7,285 individuals 75 years of age and older indicated that they experienced issues with walking, standing, seeing clearly, cognitive function, pain, weakness, and more. Additionally, the more complaints a person had, the lower their functional outcomes and quality of life.

Since the number of seniors is expected to rise from roughly 13 percent of the population to over 20 percent by the year 2050, that makes these types of issues a major concern for individuals in this age range. Fortunately, chiropractic can help as a number of studies have found that this particular healthcare remedy provides many benefits for people as they age.

For example, one study published in the Journal of Chiropractic Medicine involved 19 people over the age of 40 who struggled with issues related to balance, neck pain, and dizziness–three common complaints of growing older. However, after just eight weeks of chiropractic care, researchers noted “a clinically meaningful change” in the participants’ levels of dizziness, as well as noting improvement in their neck disability, level of pain, and balance.

Chiropractic has also been found to help older individuals with multiple other health concerns. In one specific case which was also published in the Journal of Chiropractic Medicine, an 83-year-old male with “a history of leukemia, multiple compression fractures, osteoporosis, and degenerative joint disease” was studied. Based on his physical condition, he reported his pain being 10 out of 10 on a pain scale and he also indicated that he suffered with spasms and tenderness in his lower back, making it very difficult to care for his disabled wife.

After receiving eight treatments using Activator Methods protocol, the patient stated that his pain dropped to 4 out of 10 (6 pain points in total) and that he no longer experienced pain or spasms in his spine. As a result, he was able to more easily care for his wife.

Regular spinal manipulations offer many benefits such as these for seniors, which ultimately means living a higher quality of life. Perhaps chiropractic is the trick to growing up without growing old?

Resources

  • Raphel A. (2014, August 5). Trends and statistics relating to U.S. seniors, elderly: Census Bureau 2014 report. Journalist’s Resource. 
  • Roberts JA, Wolfe TM. Chiropractic spinal manipulative therapy for a geriatric patient with low back pain and comorbidities of cancer, compression fractures, and osteoporosis. Journal of Chiropractic Medicine 2012;11(1):16-23.
  • Strunk RG, Hawk C. Effects of chiropractic care on dizziness, neck pain, and balance: a single-group, preexperimental, feasibility study. Journal of Chiropractic Medicine 2009;8(4):156-64.
  • van Blijswijk SC, Chan OY, van Houwelingen AH, et al. Self-Reported Hindering Health Complaints of Community-Dwelling Older Persons: A Cross-Sectional Study. PLOS One 2015;10(11):e0142416.

Chiropractic Helps Relieve COPD

http://www.chironexus.net/2015/12/chiropractic-helps-relieve-copd/

The COPD Foundation reports that more than 24 million people in the U.S. currently suffer from chronic obstructive pulmonary disease (COPD). COPD is a disease in which the airways are hindered by some type of issue with the air sacs in the lungs, the walls between the sacs, or the production of an excessive amount of mucus. Ultimately, this makes it harder to breathe, usually resulting in the person spending more time coughing, experiencing tightness in the chest, and having a chronic shortness of breath.

At a minimum, these symptoms can hinder your participation in everyday activities. However, COPD is also the third leading cause of death in the U.S., which makes finding effective treatment remedies critical to helping many people live a longer, healthier life. While there are several different options to consider–ranging from medication to physical activity training to surgery–one systematic review has found that chiropractic care may just provide some relief.

This review was published in the Journal of Alternative and Complementary Medicine and it covered six different studies which involved people with COPD who engaged in chiropractic care. The intention of each was to determine what effect, if any, this particular remedy had on the person’s ability to breathe. What researchers found was that five of the six studies reported positive results when it came to the participant’s lung function and exercise performance after engaging in spinal manipulation therapy.

Of course, it also helps to quit smoking as this is the number one cause of COPD. Additionally, air quality matters too so, if possible, try to spend a majority of your time in a clean air environment. And if you work around different pollutants, take proper precautions to protect your lungs while on the job and you may lower your risk of developing this potentially life-threatening condition.

References

COPD Foundation. COPD Statistics Across America. Retrieved from http://www.copdfoundation.org/What-is-COPD/COPD-Facts/Statistics.aspx on January 6, 2016.

National Heart, Lung, and Blood Institute. What Is COPD? Updated July 31, 2013. Retrieved from http://www.nhlbi.nih.gov/health/health-topics/topics/copd/ on January 6, 2016.

National Heart, Lung, and Blood Institute. Treatment Options. Retrieved from http://www.nhlbi.nih.gov/health/educational/copd/breathing-better/treatment-options.htm on January 6, 2016.

Wearing J, Beaumont S, Forbes D, Brown B, Engel R. The Use of Spinal Manipulative Therapy in the Management of Chronic Obstructive Pulmonary Disease: A Systematic Review. Journal of Alternative and Complementary Medicine. 2015 (December 24)

Who is Responsible for Your Car Accident?

Who is Responsible for Your Car Accident?

https://www.dolmanlaw.com/responsible-car-accident/

In order to hold a party liable for your medical bills, lost income, and other losses stemming from an auto accident, you must first identify that responsible party. If you were hit by a driver who was stumbling around after the collision and was clearly drunk, then liability in your crash will be obvious. However, it is not always that simple to determine who should be held liable after a collision. Part of our job as your dedicated auto accident lawyers is to fully investigate the circumstances of your accident so that you know who to hold responsible.

Depending on the cause of your crash, the responsible party may be another driver, a corporation, or a government entity and the specific legal issues in your case can significantly vary depending on who caused your injuries. Some examples of potentially negligent parties that may be liable for your collision include the following:

Other drivers – Many auto accidents are caused by an error on the part of a driver. Though drivers are expected to operate their cars and trucks in a reasonably safe manner, they do not always manage to do so. When a driver is unsafe and causes injury, they can be found negligent and responsible for any losses incurred by victims. Some examples of driver negligence include:

Car manufacturing companies – Manufacturers have the legal duty to make products that are safe for their intended use – and motor vehicles are no different. If a car is somehow defective, a malfunction can result in a driver losing control and often crashing. Whether it resulted in a single car crash or a multiple vehicle crash, the manufacturer should be held liable for the losses of all victims if it sold a defective vehicle. Some ways a vehicle can end up defective include:

  • Inherently defective design
  • Inadequate materials used
  • Improper assembly
  • Failure to issue a recall if a defect is discovered

Government agencies – In most cases, the government is responsible for making sure that the roadways are in safe condition and are free from hazards that may injure drivers. However, with busy schedules and tight budgets, many government agencies put road repair low on their priority list. Many accidents happen because of improperly inspected or maintained roadways, including:

  • Potholes
  • Cracks
  • Dangerous intersections or turns
  • Improperly designed roads
  • Improperly timed or non-working traffic signals

Consult with an Experienced Clearwater Car Accident Attorney Today

Proving liability in a car accident is challenging and can involve complex legal issues. It is essential to have an auto accident lawyer on your side who has extensive experience representing car crash victims and who has the resources to identify negligence whenever necessary. If you have been injured in a wreck, please call Dolman Law Group at 727-451-6900 for a free consultation as soon as you can.

Dolman Law Group
800 North Belcher Road
Clearwater, FL 33765
727-451-6900

https://www.dolmanlaw.com/legal-services/auto-accidents-attorneys/

1https://www.distraction.gov/stats-research-laws/facts-and-statistics.html

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5 Tips to Losing Weight with HCG Injections in Pinellas Park and St. Pete, FL.

5 Tips to Losing Weight with HCG Injections in Pinellas Park and St. Pete, FL.

Posted From: http://gulfcoastrehab.us/blog/b_75276_5_tips_to_losing_weight_with_hcg_injections_in_pinellas_park_and_st_pete.html

5 Tips to Losing Weight with HCG Injections

in Pinellas Park and St. Pete

HCG Injections in Tampa Bay are available here at the Gulf Coast Rehabilitation and Wellness Center. (Call (727) 541-2520 or visit http://gulfcoastrehab.us/ and select "Request Now" under "Make an Appointment" to schedule your appointment).

HCG is short for human chorionic gonadotropin which is a hormone the body produces during pregnancy. Medical professionals have discovered the HCG hormone increases weight loss when taken in small doses and alongside a structured weight loss management plan like those offered by the Gulf Coast Rehabilitation and Wellness Center.

How is HCG administered in Pinellas Park and St. Pete?

HCG is available in many forms. Our chiropractors provide it through injections.

Am I allowed a cheat day?

Oh the proverbial cheat day. Often when dieting, folks might take a day where they eat an extra serving of food or find other ways to splurge on calories and unhealthy foods one day a week or every two weeks. This day of wrecking the body with calories is called a "cheat day."

To stay focused on weight loss management, however, your chiropractor may suggest avoiding such temptations, especially while taking HCG injections. This is because the HCG hormone injections work best when you restrict calorie intake significantly improving the amount of weight you shed. 

Here are 5 of our best tips for quelling the insatiable food cravings that are keeping you from leading a healthy lifestyle:

  1. Ditch the idea of a cheat day.

While dieting in the past, it was usually okay to take a day to go crazy. For your weight loss management in Pinellas Park to be successful, do away with any idea that you are on a diet. The changes we hope you make using our weight loss management and HCG injection program are changes we hope you keep forever. In other words, you are not on a diet; you are changing your life for the better, and you plan to keep these changes. This means you are scrapping the whole idea of the cheat day, especially while taking HCG injections.

  1. Build a new relationship with food.

With our weight loss management program, we will teach you a whole new approach to food and nourishing your body. You will begin to see that in time, once your body is nourished with proper minerals and nutrients, the cravings fall away and you find yourself hungry less often. Changing your relationship with food will change your life. You will feel lighter, experience an increase in energy and self esteem, and you will be far less tempted by calorie-laden foods.

  1. Avoid sugar.

One of the craving-causing culprits in food is sugar which is actually a highly addictive substance. Sugar may be found in many foods you may not expect to find it. Many pre-cooked food companies and restaurants hide a lot of sugar in their food. It's why it tastes so good! Detoxing oneself from sugar intake is important to changing your relationship with food. Once one abstains from sugar and other high calorie foods, many people report rarely ever wanting those "bad" foods anymore.

  1. Take a walk.

Building a relationship with food takes time. Walking can help you in the interim while you struggle with the food cravings and detoxing from sugar. A 30 minute daily walk is good exercise, helps you think clearly, and destress. Make the walk part of your routine by setting a time to do it right after lunch, work, or dinner.

  1. Drink a lot of water.

Did you know that a hunger pang could actually be your body's call for water? Water is an essential part of building your new relationship with food. Water helps to wash away toxins while providing the elements your body needs to function. Water will also quell hunger pangs, keep you from reaching for unhealthy snacks, and suppress cravings. 

Call Us to Discover More Information About HCG Injections in Tampa Bay

To reach the fullest of your health potential, visit our office. Chiropractors see the greatest success from patients who take advantage of a combination of chiropractic methods and advice, including medical weight loss in Pinellas Park and St. Pete and HCG injections. 

Always choose a chiropractor whom you are comfortable with and who adequately meets your treatment and scheduling needs. At Gulf Coast Rehabilitation and Wellness Center, all consultations are risk free, we have multiple chiropractors on staff so your appointments are quick, and staff will thoroughly cover any of your treatment concerns.

Call (727) 541-2520 or visit http://gulfcoastrehab.us/ to discover how chiropractic care, medical weight loss, nutritional counseling, or HCG injections in Pinellas Park and St. Pete can help you with your weight loss goals. 

Natural Back Pain Relief With Heat Packs Can Be Beneficial For Injury.

Posted From: http://integratedmedfl.com/2016/11/30/heat-natural-back-pain-relief/

Natural pain relief comes in many forms. Some of it are acupuncture, relaxation techniques, hypnosis, massage, reflexology, chiropractic manipulations and a lot more. These methods are quite popular nowadays as they have proven to be effective and have less side effects compared to medicines with chemicals and other unknown artificial ingredients.  Some of the more […]

The post The Heat is on for This Natural Back Pain Relief appeared first on Integrated Medical Center of Florida.

What is Whiplash Associated Disorders (WAD) Caused by Car Accidents?

What is Whiplash Associated Disorders (WAD) Caused by Car Accidents?

http://gulfcoastrehab.us/blog/b_75912_what_is_whiplash_and_whiplash_associated_disorders_wad__caused_by_car_accidents.html

What is Whiplash and Whiplash Associated Disorders (WAD)

Caused by Car Accidents?

A common car accident neck injury in Pinellas Park is whiplash and also whiplash associated disorder or WAD. To understand this condition and how it occurs, let’s first take a look at the make-up of the spine.

Spine Mechanics

The spine is divided into three parts: the cervical spine (neck), thoracic spine (upper back), and lumbar spine (lower back). It is comprised of a chain of ligaments, discs, muscles, and bones. This chain extends from the base of the skull down to the tailbone.

Bones/vertebrae provide structural support. A disc sits between two vertebrae. Each vertebra has a facet joint on each side. Facet joints allow smooth motion for rotating and bending backward and forward. Ligaments and muscles surround the spinal column and provide support. Injury to any one of these structures can cause mild to extreme pain and is a common result of a car accident.

Causes of Chronic Neck Pain

The cervical spine or c-spine supports your head while protecting your nerves and spinal cord. The cervical structure is vital to your health and well-being. 

After a car accident in Pinellas Park, you may suffer from strained muscles and/or ligaments, which can take up to 6 to 10 weeks to heal. More unfortunate car accident victims experience more serious car wreck neck injuries to the facet joint or disc, which can take several months to heal. Injuries left untreated can last a lifetime or cause other chronic health problems like degenerative disc disease.

The most common cause of neck pain following a car accident is facet joint pain either alone or in conjunction with disc pain. You feel pain to the right or left of the cervical spine. The neck may also be tender to the touch.  

Chronic neck pain can also result from disc injury. Whiplash, or the sudden thrusting forward and back of the head as occurs during a vehicle collision, often damages the outer wall of the disc. The nerve endings in the outer wall signal pain. Without treatment, the disc can weaken over time and hurt under stress of normal daily activity like performing computer work. A damaged disc in the neck can also herniate out and pressure a nerve. 

Neck muscles can become sore and hurt when overworking to protect injured discs, joints or the nerves of the neck. They may also ache due to another factor like poor posture, lack of exercise, and work habits.

Symptoms of Whiplash

Whiplash neck injuries cause a whole host of symptoms after a car accident in St. Pete or Pinellas Park. Whiplash Associated Disorders are other symptoms you can experience as a result of whiplash, including:

·         Cervicogenic or neck-related headache

·         Worse migraines (than prior to the car accident)neck pain

·         Arm pain resulting from pressure on the nerve

·         Referred pain between the shoulder blades

·         Low back pain  

·         Difficulties with concentration or memory

·         Depression

·         Mild brain injury

·         Irritability

·         Sleep disturbance

·         Blurry vision

·         Ringing in the ears

·         Tingling in the face

·         Fatigue

Treatment for Whiplash

You should always seek treatment after a car accident, regardless of whether you experience any neck pain or not. It is possible for you to have a neck injury from a car wreck, but not feel pain for several weeks. An evaluation by a Tampa Bay chiropractor will help diagnose any injury. Treatment may include:

·         X-ray imaging to diagnose fracture, instability, disc height, and bone spurs.

·         Magnetic resonance imaging (MRI) scan can find disc herniation, disc injury or compression of a nerve or the spinal cord.

·         Chiropractic spinal adjustments to realign the neck to its correct anatomical position.

·         Massage therapy by a licensed therapist to relax strained muscles and relieve pain.

·         Laser Therapy to reduce inflammation and pain.

·         Rehabilitation exercises to strengthen muscles around the spine so they provide better support.

Call Us After A Car Accident

Gulf Coast Rehabilitation and Wellness Center offers a complete risk free neck pain evaluation for men, women, and children as well as car accident victims. Our trained medical professionals examine your health and customize a treatment plan using various methods to relieve neck pain in Pinellas Park, FL, including spinal adjustments, neck pain exercises, massage by a licensed massage therapist, and weight loss management. We believe in treating the whole person instead of just focusing in on one problem to achieve overall health and wellness.

Call (727) 541-2520 or visit http://gulfcoastrehab.us/ to schedule an appointment to discuss your whiplash, an injury, chronic pain, or your general health.

4 Ways an Injury Will Affect You Financially

#tampapainkiller #stpete #clearwaterchiropractic https://www.dolmanlaw.com/4-ways-injury-will-affect-financially/

Everyone has a general understanding that getting into a car crash is not good. Whether we are aware of the idea or not, we are all constantly trying to avoid this situation on a daily basis. Car crashes cost us financially when it comes time to repair our vehicles. They cost us time as we stand on the side of the road and wait for a heap of bureaucratic processes to commence. They cost us in hard-earned premiums, as they inevitably go up.

But how will you be affected financially if you are injured?

Every year in the US there are more than 5.5 million motor vehicle crashes. Of those wrecks, one-third of them involve injuries. Of course, we all know this is a possibility each and every time we drive, but what will the financial costs really be if we are involved in an unfortunate collision? The answer can be broken down into four categories: Medical Bills, Lost Wages, Diminished Earning Capacity, and Pain and Suffering. Let’s take a look at each one individually.

1.Medical bills

The most obvious cost of an injury will be your medical bills. The effect an injury has on your financial situation obviously depends on the severity of your injuries, the treatments needed, and how well you are compensated in the end. If you only suffer minor injuries, chances are you won’t be tossed into a whirlpool of financial crisis. However, if your injuries are serious, things could start to snowball quickly. Often, when someone has moderate to severe injuries from an accident, they are transported directly to a hospital. If you’ve ever ridden in an ambulance, you know it’s not cheap.

When I was 18, I cut myself pretty severely while horse playing with friends. It was soon determined that I needed medical attention as soon as possible. An ambulance was called and I was transported to the local hospital. Days later, while recovering at home, I received a bill in the mail. It was for the short ambulance ride to the hospital—a total of one-quarter of a mile. The cost was $800. I couldn’t believe it.

If you are involved in an accident with injuries, the ambulance ride will only be the start of the financial onslaught. After that, the bills and charges for the hospital stay, x-rays, specialists, orthopedists, medications, and the like will start to roll in. And the list could get longer.

Florida’s PIP insurance will help cover some of these costs regardless of fault. As far as medical bills goes, PIP pays 80% up to $10,000 for those victims with an emergency medical condition. After that, the responsibility falls on MedPay, bodily injury insurance and uninsured/underinsured motorist insurance coverage. This is, of course, if you elected these options while purchasing insurance. [Note to yourself: check that your insurance coverage is adequate before a crash]. These are considered first-party claims because it is coverage that you” provide for yourself.

If the above does not cover all your medical expenses, and you were not at-fault, then you can sue the other driver’s insurance to cover the remainder of your damages. This is called a third-party claim. It takes time and aggressive litigation to be successful.

In the meantime, the medical bills must still be paid. That includes the 20% that PIP does not cover and any costs over $10,000. You can use your private healthcare to cover this cost temporarily. However, they will expect repayment upon receipt of your settlement. When medical bills start coming in, do not ignore them. If you have any questions about what to do, speak with your attorney. They will be a valuable resource during this process, since this is likely your first time dealing with this—and their thousandth time.

2.Time Away from Work

After the accident in which you sustain injuries, you will likely miss work. Depending on the severity of the injury, it could be just a few days, or it could be months. You will likely miss work immediately after the car accident as you are treated in a hospital and your injuries are stabilized. After that, you will need recovery time, during which you still won’t be working. Once you reach a point where you can return to work, you still might not be able to return full time. You may need to take a few days off a week for rehabilitation; or at least, take off sporadically for appointments.

Every day that you are not working, is a day that you are not earning income. These days, very few people can afford to miss even a few days of work, much less weeks or months. This will be a huge part of the financial strain after an accident.

In Florida, PIP will help to reimburse you for some of your lost wages. To receive this compensation, you and your attorney will submit a “Wage and Salary Verificationform to your employer. This will be used to gather the appropriate information about how much you would usually make at work.

However, PIP will only cover 60% of your lost wages due to injury. In order to reclaim the rest of your lost wages, you will have to claim them as damages when you and your attorney file suit against the at-fault party’s insurance carrier.

Disability will also be covered under PIP’s 60% coverage for lost wages. This would include things like having to pay someone to cut your lawn, do your laundry, clean your house, watch your children, etc. These types of costs don’t usually come to mind after an accident, but they are a very real part of how an injury will affect your finances.

3.Diminished Earning Capacity

Even after you recover, your career and/or future work hours could be diminished by the injuries you sustained in the car accident. This idea comes from the intangible opportunities lost while you were missing work. For example, you may have been close to a promotion before you got hurt, but now someone else took the spot. You may not ever recover to 100% and thus won’t be able to advance as far in your career as you had hoped. Or, you may have to take a less strenuous job for lower pay because of your new limitations. All these things should be considered when determining your damages. An experienced attorney will be vital in recovering compensation for these future financial burdens. In the end, you should not have to suffer financially for an accident that was not your fault.

4.Pain and Suffering

The fourth way that a car accident injury will affect you financially is in pain and suffering. Florida law allows for pain and suffering to be factored into damages, and for good reason. If it had not been for the other driver’s negligence, you could have gone on with your day and on with your life. That should not be taken away from you without due compensation.

Pain and suffering is part of a something knowns as general damages. These damages basically compensate your for having “to go through” the inconveniences, pain, and anguish of an injury that never would have happened if not the other person’s negligence. This could include compensation for having to endure physical pain, like a spinal injury. It could include compensation for enduring mental pain, like insomnia or depression. And it could include compensation for emotional anguish, like knowing that you will never be able to pick up your grandchildren again. These things rightfully deserve some sort of compensation.

Like other general damages that are non-economic by nature, pain and suffering is not easily quantified. However, that is where an experienced attorney comes in. They understand what your pain and suffering is worth and factor it into your settlement demand. In determining your pain and suffering, several factors will be taken in account, such as: the severity of your injuries, the pain and overall discomfort that is associated with those types of injuries, how the injuries have impacted your life, the level of treatment required, and your prognosis.

Dolman Law Group

The simple fact is, an injury from a car accident will affect you financially. It may be minimal or it may be significant, but any injury costs something. What can be changed is who will bear the financial burden. If the accident was not your fault, it should not be you.

If you or someone you love has been involved in an automobile accident, call the experienced attorneys at Dolman Law Group. We will schedule a free consultation to sit down with you, go over your case, and answer any questions or concerns that you may have. We will do everything we can to limit your financial liability. You already have to deal with the physical and emotional weight; don’t take on the financial one too. Call us today at (727) 451-6900.

Dolman Law Group
800 North Belcher Road
Clearwater, FL 33765

(727) 451-6900

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