Posted From: https://www.dolmanlaw.com/slip-fall-accident-clearwater/
One of the sneakiest accidents that can happen to almost anybody, at any time, is a slip-and-fall. These accidents almost always occur in an unforeseen place, at a time when you are least expecting it—at the grocery store, in the hallway at the office, exiting the restroom at a restaurant, or even while visiting someone else’s home.
These unfortunate accidents can be minor, and even humorous. The entire America’s Funniest Home Videos television show was almost solely built on this concept. But they are not always funny, and they are not always minor.
Slip-and-falls can be seriously dangerous with grave consequences and injuries. These incidents are often caused by a change in the expected surface someone is walking on. Whether the ground is slippery from a liquid, uneven from a crack in the sidewalk, or has a random step that is difficult to see, it only takes a small change to cause someone to hit the ground with force. Part of what makes slip-and-falls so dangerous is the physics behind how a human falls. When someone slips or trips, their feet often slide ‘out from under them’. As their feet move out and upward, the head and upper-torso move in the opposite direction, straight toward the ground. And when someone falls without the chance to put out their hands, the results can be disastrous.
It should be noted that these types of accidents are easy to prevent if the responsible party acts accordingly. Fixing the walkway, buying a non-slip mat, or painting a step bright yellow could make all the difference between someone going on with their day and someone suffering from a life-altering accident.
COMMON CAUSES FOR A SLIP- OR TRIP-AND-FALL
- Debris on floors
- Exposed electrical wiring
- Uneven stairs
- Inadequate lighting
- Cracked pavement
- Uneven flooring
- Wet flooring
- Lack of handrails
- Holes in flooring
- Poorly placed fixtures
- Inadequate warning signage
- Worn carpet
- Spilled food or drink
- Broken floor tiles
COMMON INJURIES THAT RESULT FROM A SLIP OR TRIP AND FALL
According to the National Safety Council, accidents in which a person either slips or trips while walking result in almost 9 million hospital emergency room visits per year. Most people would assume that these accidents only result in minor injuries like a little bruising or scraping. However, serious injuries can occur due to the way the human body falls and the unexpected and surprising nature of the accident. Often, it is the suddenness of the incident that allows so much room for injury, since the body has little time to prepare itself.
Common injuries from slip- or trip-and-falls include:
Bruises, Cuts, and Scrapes. As mentioned earlier, slip and falls are not always serious or life-threatening events. Often, the most common injuries from the resulting fall are bruising, scrapes, and/or cuts that can range from mild to major, but they almost always are completely recoverable. This doesn’t mean they aren’t painful; they just won’t cause lasting trauma or disability.
Sprains and Fractures. The second most common injury from falling is an injury to the muscles, ligaments, and bones. In many cases, these parts of the body absorb most of the impact and take most of the falling pressure. For example, slipping or tripping can cause a person to twist their ankle, spraining the connective ligaments. Some sprains and twists are caused by the body’s natural reaction to trying to catch itself, but other injuries are caused by the impact itself. For example, the impact of landing on the ground can fracture or break bones. The most common fractures resulting from falls are to the hand, forearm, upper arm, spine, hip, pelvis, leg, and ankle; whichever is the first point of contact.
Shoulder Dislocation. As a person slips and falls, it is not uncommon for them to land on their shoulder directly, or for it to take a brunt of the impact through the hand and arm. These injuries could be minor, like sprains or bruising, or more serious like the dislocation of the shoulder—known as a brachial plexus injury. The brachial plexus is a network of nerves connecting the spinal cord to the shoulder, arm, and hand. The injuries tend to be common in slip and falls and are extremely painful. They are, however, considered highly treatable.
Hip Fractures. The younger and older population are most at risk of slipping and falling. The younger population is limber and more prone to healing; the older segment is more fragile and heals more slowly. Elderly people, in addition to being prone to falling, are more likely to be injured when they do fall. Quite simply, our older population is at a high risk of being seriously injured by these types of incidents. One of the most dangerous injuries resulting from a fall is a fractured hip. More than 95% of broken hips are suffered from falls. One in five hip fracture patients dies within a year of their injury. This is because hip fractures in elderly people often require long periods of hospitalization, bed rest, and long-term care. Once this cycle begins, it is often hard to break out and make a full recovery.
Head and Brain Injuries. Falls are the most common cause of traumatic brain injury—also known as a TBI. As mentioned above, slip and fall type injuries often cause a person’s head to go speeding towards the ground, with little or no warning. These injuries are called ‘traumatic’ because any damage that occurs to the brain—the body’s most important organ—is considered serious. However, TBIs run the gamut on a scale of severity. Some people may suffer a minor concussion that heals relatively quickly, while others may receive a TBI that causes severe swelling of the brain, accompanied by seizures, mood changes, cognitive impairment, and other life-long debilitations. Slip- and trip-and-falls cause 40% of all TBIs in the US that require emergency treatment.
Back and Spine Injuries. Next to the brain, which is required to breathe, the spine is almost equally important in maintaining life. The spine and the spinal cord are responsible for almost every movement in the human body. When a person slips and falls, they often injure their back in some way. It may be from the twisting motion, from the sudden impact of falling on their head or buttocks, or from contact with a foreign object like the corner of a step. This impact can strain the spinal muscles and ligaments, fractured vertebrae, cause spinal discs to bulge or herniate, or damage the spinal cord itself. Because of the 100 billion+ nerves the spine is connected to, these types of injuries are almost guaranteed to be painful. An injury to the spinal cord can lead to temporary or permanent paralysis, varying disabilities, a lifetime of pain and suffering, or any other number of neurologic and sensory impairments.
Neck Injuries. When someone injures their neck, they’re actually injuring the upper, cervical portion of their spine. For this reason, most neck injuries are similar to back injuries in that damage can occur to the vertebra bone, the spinal cord, the spinal disc, or any of the nerves, muscles, and ligaments around it. What makes a neck injury so serious is its relation to the rest of the spine and body. Since damage to the neck occurs at the upper portion of the spine, it increases the chances of temporary or permanent disability or paralysis to more part of the body. Basically, everything from the neck down is at risk. Neck injuries from slip and falls can be caused by the whiplash motion of the sudden fall, or from a person actually landing on their head or neck.
WHO IS LIABLE?
The most common person liable for slip and fall injuries is the property owner where the fall occurred. However, other, third-parties may be responsible as well.
If the trip or slip and fall occurred on someone else’s property, and they were negligent toward that property, the owner of that property will most likely be held responsible. It’s also possible that the party responsible for the upkeep and maintenance of that property may be liable for the injuries you’ve suffered. For example, a woman in Louisiana has recently filed a lawsuit against the grocery store chain Winn-Dixie after she slipped and fell in a puddle of clear liquid at one of their grocery stores. She severely injured her shoulder as a result. However, not all slip and fall injuries are a result of someone’s negligence. We all have a responsibility for our own safety and to watch where we’re going. The best way to determine who is liable is by contacting an experienced trip and fall attorney. Once an attorney is retained, an investigation can be carried out to look into the many different factors involved in the slip and fall accident and the coupled liability.
CONTACT PINELLAS COUNTY TRIP AND FALL ATTORNEYS DOLMAN LAW GROUP
If you or a loved one has been seriously injured due to slipping or tripping on someone’s property, you may be entitled to compensation for your damages. The easiest and smartest way to determine if you have a case is to contact an experienced trip and fall attorney.
Our attorneys at Dolman Law Group will aggressively fight to hold the negligent party responsible for the damages they have caused and to ensure our client gets the compensation they deserve. We make it our mission to ensure that our clients heal physically, emotionally, and financially.
For a free and confidential consultation on your case, call us today at 727-451-6900 or contact us electronically via our online contact form.
Dolman Law Group
800 North Belcher Road
Clearwater, FL 33765
The post Slip-and-Fall Accidents: Common Injuries and Liability appeared first on Dolman Law Group.
Posted From: http://gulfcoastrehab.us/blog/b_72621_insurance_is_confusing_how_to_know_if_chiropractic_care_is_covered.html
Insurance is Confusing! How to Know if Chiropractic Care is Covered
You were in a car accident in Pinellas Park, and your neck still hurts 6 months later. You carried heavy boxes for years at work, and your back hurts so bad you cannot sleep at night. You slipped and fell on a wet floor inside Target on a rainy day, and you’ve felt shooting pain down your leg ever since. Your child took a hard hit on the football field, and he says he feels like his knee cap is floating.
You want chiropractic care in Pinellas Park or St. Pete, but are afraid your insurance will not cover it.
These are the true stories we hear daily at Gulf Coast Rehabilitation and Wellness Center. Each of the scenarios described above would be the responsibility of a different insurance company. How are you to sort it out?
Read on to discover a guide to which insurance companies are billed for certain types of situations. Keep in mind that your case is unique and so you should always call us to discuss your injury and your insurance options before making any assumptions. We can be reached by calling (727) 541-2520 or visit http://gulfcoastrehab.us/. You will also find our contact information again at the end of the article.
If you are injured in a car accident and are not at fault, it is not your car insurance company’s responsibility to pay your medical bills. The other driver’s insurance is responsible for any and all treatment you seek and receive as a result of the car accident in Pinellas Park and St. Pete.
This means their insurance should cover the emergency room visit, any diagnostic tests, and the initial visit to a treating physician for follow up after the emergency room – whether that be your primary care physician, a specialist, or a chiropractor. Yes, chiropractors are covered by many insurances and are most certainly a viable option for treatment of your car accident injuries, including pain from whiplash, neck and back pain (but also knees and other parts), head injuries, and just about anything a traditional physician can do. Their insurance should also pay for any treatment your treating physician prescribes – be it physical therapy, deep tissue massage, or some other type of therapy they recommend.
What happens if you were at fault for your car accident and injuries? Your car insurance will cover your treatment if you have liability health insurance.
If you did not have car accident insurance or a liability policy, your health insurance might cover the cost.
If you are completely uninsured, you are still not out of luck. You will be surprised to learn many healthcare professionals have special rates and discounted pricing for people who prefer to pay out of pocket for their medical treatment. Many healthcare professionals ev en offer payment plans or treatment based on financial hardship. Call ahead to discover your options.
If you suffer an acute or chronic bodily damage as a result of your work activities, your employer’s insurance is responsible for any and all costs associated with your treatment. This kind of insurance is called workers’ compensation. Just like with car accident injury coverage, chiropractic care is also covered by workers’ compensation.
If your employer makes the mistake of not carrying workers’ compensation insurance and you are injured on the job during the course of your employment, they can still be held responsible for the costs of treatment. This is not unlike driving a car without car insurance. The absence of insurance does not take away the responsibility for your medical bills. This is why not carrying insurance is a major financial risk!
Slip and Fall
Slip and fall injuries or other accidents occurring on someone’s property are the responsibility of the business-owner’s or homeowner’s insurance to pay, at least for your initial treatment. Your personal health insurance, Medicare, or Medicaid would likely pick up the costs after that. However, if your personal health insurance pays any costs and you end up suing the business or homeowner, they will often look to get their money back from your settlement. Your personal health insurance does not believe it was ever their responsibility to pay for your medical coverage to begin with.
Your personal insurance should pick up the cost for treatment if you or your child suffer a sports injury or acute or chronic pain.
Again, if you are completely uninsured, many healthcare professionals have special rates, discounted pricing, income-based plans, or payment plans for people who prefer to pay out of pocket for their medical treatment.
Call to Schedule Chiropractic Care and Discover Your Insurance Benefits
The medical professionals at Gulf Coast Rehabilitation and Wellness Center have over 20 years experience treating injuries resulting from car accidents, work accidents, sports, slip and falls, and other situations. Their number one goal is to return you to a pain-free and healthy life through safe, natural, and effective treatment, regardless of how your pain began. Their qualified chiropractors will meet your treatment needs using a variety of modalities, including laser therapy. With chiropractic care, the body is allowed to naturally heal itself to end your pain and so that you don’t experience a worsening injury later.
All consultations are risk free. Call (727) 541-2520 or visit http://gulfcoastrehab.us/ to discover how chiropractic care in Pinellas Park can help you.
Legal Disclaimer: Please note 1-800-SOS-PAIN and Gulf Coast Rehabilitation & Wellness Center are not legal referral services and provide medical services only. 1-800-SOS-PAIN and Gulf Coast Rehabilitation & Wellness Center are not responsible for the outcome of your legal case, nor any relationship you may have with an attorney for any reason.